FloodMaps
Map of FEMA flood zones in Wakulla CountyTap the map to explore

County · Flood risk

Check any address in Wakulla County

Quick facts

Homes on the tax roll

14,293

Residential parcels on the Florida Department of Revenue roll

FEMA flood map in effect

Aug 2022

First flood map 1981

Flood insurance discount

15% off

Wakulla County, Community Rating System Class 7

Most flood claims in one storm

226

Hurricane Michael 2018, 190 paid

Homes with water, FEMA aid

267

Aid registrations reporting water inside, Hurricane Michael 2018

New FEMA maps

Preliminary

Draft zones FEMA has released for review

Sinkhole reports

78

2 confirmed by the state

Past storms in Wakulla County

National Flood Insurance Program claims and FEMA aid registrations that reported water inside the home, for the whole county.

Flood claims and FEMA aid by storm in Wakulla County
StormClaimsPaidAid, water inside
Hurricane Hermine 2016493813
Hurricane Michael 2018226190267
Hurricane Helene 2024262243

Frequently asked questions

Do I need flood insurance in Wakulla County?

Lenders require flood insurance on a federally backed mortgage when the building is in one of FEMA's high-risk zones, the ones starting with A or V. The map that sets those zones in Wakulla County took effect on August 2, 2022. Outside those zones insurance is optional, but claims come from moderate- and low-risk zones too, so it's worth checking the zone and the floor height of the exact home.

When was the FEMA flood map for Wakulla County last updated?

The flood map in effect for Wakulla County took effect on August 2, 2022. The county's first flood map dates to January 16, 1981. FEMA has released preliminary maps for parts of the county; they don't change insurance requirements until they're adopted and take effect.

Is there a flood insurance discount in Wakulla County?

Wakulla County is in FEMA's Community Rating System at Class 7, which takes 15% off National Flood Insurance Program premiums for policies inside the high-risk flood zone. Classes run from 10 to 1, and each step down adds 5% off.

Which storms flooded Wakulla County the most?

By National Flood Insurance Program claims across Wakulla County, the worst recent storms were Hurricane Michael 2018 (226 claims, 190 paid), Hurricane Hermine 2016 (49 claims, 38 paid), and Hurricane Helene 2024 (26 claims, 22 paid). After Hurricane Michael 2018, 267 FEMA aid registrations in the county reported water inside the home. Claims only count insured homes, so the real number of flooded homes is higher.

Are there sinkholes in Wakulla County?

The Florida Geological Survey has 78 subsidence reports on file for Wakulla County, 2 of them confirmed as true sinkholes. Most reports were never verified, and a report near a home doesn't mean the ground under it is unstable. The full report lists the nearest ones.

Wakulla County lies south of Tallahassee on Apalachee Bay, with Crawfordville, St. Marks, and Panacea.

Wakulla County has about 14,300 homes on the state tax roll. The FEMA flood map in effect for Wakulla County took effect on August 2, 2022; the county's first flood map dates to 1981. The storm that left the most flood insurance claims in the county was Hurricane Michael 2018, with 226, followed by Hurricane Hermine 2016 with 49. Wakulla County is in FEMA's Community Rating System at Class 7, which takes 15% off National Flood Insurance Program premiums for policies inside the high-risk flood zone.

On the Gulf coast, the worst floods come from hurricane storm surge pushed into bays, canals, and river mouths, and from heavy rain that can't drain while the tide is high. The storms we track for the Big Bend are Hurricane Hermine 2016, Hurricane Irma 2017, Hurricane Michael 2018, Hurricane Idalia 2023, Hurricane Debby 2024, and Hurricane Helene 2024.

Search any address in Wakulla County for a free report: its FEMA flood zone and whether insurance is required, its risk level, and its floor height against the flood line. The full report adds a 0 to 100 risk score, the flood insurance cost, the home's record in each storm we track, and a PDF to share.

Compiled by FloodMaps from FEMA, state, and county records. Data dates: 2026 county tax roll (preliminary values); flood claims and FEMA aid for storms from 2016 through Hurricane Milton (October 2024); FEMA map dates and insurance discounts as of October 8, 2026.

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