FloodMaps
Map of FEMA flood zones in Levy CountyTap the map to explore

County · Flood risk

Check any address in Levy County

Quick facts

Homes on the tax roll

18,824

Residential parcels on the Florida Department of Revenue roll

FEMA flood map in effect

Jan 2022

First flood map 1984

Flood insurance discount

5% off

Levy County, Community Rating System Class 9

Most flood claims in one storm

257

Hurricane Helene 2024, 223 paid

Homes with water, FEMA aid

378

Aid registrations reporting water inside, Hurricane Helene 2024

Sinkhole reports

81

4 confirmed by the state

Past storms in Levy County

National Flood Insurance Program claims and FEMA aid registrations that reported water inside the home, for the whole county.

Flood claims and FEMA aid by storm in Levy County
StormClaimsPaidAid, water inside
Hurricane Hermine 2016142116143
Hurricane Irma 20171127
Hurricane Idalia 2023170140257
Hurricane Debby 2024191536
Hurricane Helene 2024257223378

Frequently asked questions

Do I need flood insurance in Levy County?

Lenders require flood insurance on a federally backed mortgage when the building is in one of FEMA's high-risk zones, the ones starting with A or V. The map that sets those zones in Levy County took effect on January 28, 2022. Outside those zones insurance is optional, but claims come from moderate- and low-risk zones too, so it's worth checking the zone and the floor height of the exact home.

When was the FEMA flood map for Levy County last updated?

The flood map in effect for Levy County took effect on January 28, 2022. The county's first flood map dates to March 1, 1984.

Is there a flood insurance discount in Levy County?

Levy County is in FEMA's Community Rating System at Class 9, which takes 5% off National Flood Insurance Program premiums for policies inside the high-risk flood zone. Classes run from 10 to 1, and each step down adds 5% off.

Which storms flooded Levy County the most?

By National Flood Insurance Program claims across Levy County, the worst recent storms were Hurricane Helene 2024 (257 claims, 223 paid), Hurricane Idalia 2023 (170 claims, 140 paid), and Hurricane Hermine 2016 (142 claims, 116 paid). After Hurricane Helene 2024, 378 FEMA aid registrations in the county reported water inside the home. Claims only count insured homes, so the real number of flooded homes is higher.

Are there sinkholes in Levy County?

The Florida Geological Survey has 81 subsidence reports on file for Levy County, 4 of them confirmed as true sinkholes. Most reports were never verified, and a report near a home doesn't mean the ground under it is unstable. The full report lists the nearest ones.

Levy County spans the Nature Coast from Cedar Key and Yankeetown on the Gulf to Bronson and Williston inland.

Levy County has about 18,800 homes on the state tax roll. The FEMA flood map in effect for Levy County took effect on January 28, 2022; the county's first flood map dates to 1984. The storm that left the most flood insurance claims in the county was Hurricane Helene 2024, with 257, followed by Hurricane Idalia 2023 with 170. Levy County is in FEMA's Community Rating System at Class 9, which takes 5% off National Flood Insurance Program premiums for policies inside the high-risk flood zone.

On the Gulf coast, the worst floods come from hurricane storm surge pushed into bays, canals, and river mouths, and from heavy rain that can't drain while the tide is high. The storms we track for the Big Bend are Hurricane Hermine 2016, Hurricane Irma 2017, Hurricane Michael 2018, Hurricane Idalia 2023, Hurricane Debby 2024, and Hurricane Helene 2024.

Search any address in Levy County for a free report: its FEMA flood zone and whether insurance is required, its risk level, and its floor height against the flood line. The full report adds a 0 to 100 risk score, the flood insurance cost, the home's record in each storm we track, and a PDF to share.

Compiled by FloodMaps from FEMA, state, and county records. Data dates: 2026 county tax roll (preliminary values); flood claims and FEMA aid for storms from 2016 through Hurricane Milton (October 2024); FEMA map dates and insurance discounts as of October 8, 2026.

Nearby counties

Florida Flood News & Updates