FloodMaps
Map of FEMA flood zones in Dixie CountyTap the map to explore

County · Flood risk

Check any address in Dixie County

Quick facts

Homes on the tax roll

6,749

Residential parcels on the Florida Department of Revenue roll

FEMA flood map in effect

Jan 2019

First flood map 1983

Flood insurance discount

None

Dixie County isn't in the Community Rating System

Most flood claims in one storm

103

Hurricane Helene 2024, 88 paid

Homes with water, FEMA aid

309

Aid registrations reporting water inside, Hurricane Helene 2024

Sinkhole reports

19

1 confirmed by the state

Past storms in Dixie County

National Flood Insurance Program claims and FEMA aid registrations that reported water inside the home, for the whole county.

Flood claims and FEMA aid by storm in Dixie County
StormClaimsPaidAid, water inside
Hurricane Hermine 20164736178
Hurricane Irma 20173012
Hurricane Idalia 20237356303
Hurricane Debby 20246460
Hurricane Helene 202410388309

Frequently asked questions

Do I need flood insurance in Dixie County?

Lenders require flood insurance on a federally backed mortgage when the building is in one of FEMA's high-risk zones, the ones starting with A or V. The map that sets those zones in Dixie County took effect on January 18, 2019. Outside those zones insurance is optional, but claims come from moderate- and low-risk zones too, so it's worth checking the zone and the floor height of the exact home.

When was the FEMA flood map for Dixie County last updated?

The flood map in effect for Dixie County took effect on January 18, 2019. The county's first flood map dates to November 2, 1983.

Is there a flood insurance discount in Dixie County?

Dixie County takes part in the National Flood Insurance Program but isn't in FEMA's Community Rating System, so NFIP policies there get no community discount. Classes run from 10 to 1, and each step down adds 5% off.

Which storms flooded Dixie County the most?

By National Flood Insurance Program claims across Dixie County, the worst recent storms were Hurricane Helene 2024 (103 claims, 88 paid), Hurricane Idalia 2023 (73 claims, 56 paid), and Hurricane Hermine 2016 (47 claims, 36 paid). After Hurricane Helene 2024, 309 FEMA aid registrations in the county reported water inside the home. Claims only count insured homes, so the real number of flooded homes is higher.

Are there sinkholes in Dixie County?

The Florida Geological Survey has 19 subsidence reports on file for Dixie County, 1 of them confirmed as true sinkholes. Most reports were never verified, and a report near a home doesn't mean the ground under it is unstable. The full report lists the nearest ones.

Dixie County is on the Big Bend Gulf coast, with Horseshoe Beach and the town of Suwannee on the water.

Dixie County has 6,749 homes on the state tax roll. The FEMA flood map in effect for Dixie County took effect on January 18, 2019; the county's first flood map dates to 1983. The storm that left the most flood insurance claims in the county was Hurricane Helene 2024, with 103, followed by Hurricane Idalia 2023 with 73. Dixie County takes part in the National Flood Insurance Program but isn't in FEMA's Community Rating System, so NFIP policies there get no community discount.

On the Gulf coast, the worst floods come from hurricane storm surge pushed into bays, canals, and river mouths, and from heavy rain that can't drain while the tide is high. The storms we track for the Big Bend are Hurricane Hermine 2016, Hurricane Irma 2017, Hurricane Michael 2018, Hurricane Idalia 2023, Hurricane Debby 2024, and Hurricane Helene 2024.

Search any address in Dixie County for a free report: its FEMA flood zone and whether insurance is required, its risk level, and its floor height against the flood line. The full report adds a 0 to 100 risk score, the flood insurance cost, the home's record in each storm we track, and a PDF to share.

Compiled by FloodMaps from FEMA, state, and county records. Data dates: 2026 county tax roll (preliminary values); flood claims and FEMA aid for storms from 2016 through Hurricane Milton (October 2024); FEMA map dates and insurance discounts as of October 8, 2026.

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