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Map of FEMA flood zones in Taylor CountyTap the map to explore

County · Flood risk

Check any address in Taylor County

Quick facts

Homes on the tax roll

8,541

Residential parcels on the Florida Department of Revenue roll

FEMA flood map in effect

Feb 2019

First flood map 1983

Flood insurance discount

5% off

Taylor County, Community Rating System Class 9

Most flood claims in one storm

175

Hurricane Helene 2024, 168 paid

Homes with water, FEMA aid

433

Aid registrations reporting water inside, Hurricane Helene 2024

Sinkhole reports

27

Florida Geological Survey, mostly unverified

Past storms in Taylor County

National Flood Insurance Program claims and FEMA aid registrations that reported water inside the home, for the whole county.

Flood claims and FEMA aid by storm in Taylor County
StormClaimsPaidAid, water inside
Hurricane Hermine 20168066132
Hurricane Michael 2018222037
Hurricane Idalia 20236047162
Hurricane Debby 20242149
Hurricane Helene 2024175168433

Frequently asked questions

Do I need flood insurance in Taylor County?

Lenders require flood insurance on a federally backed mortgage when the building is in one of FEMA's high-risk zones, the ones starting with A or V. The map that sets those zones in Taylor County took effect on February 1, 2019. Outside those zones insurance is optional, but claims come from moderate- and low-risk zones too, so it's worth checking the zone and the floor height of the exact home.

When was the FEMA flood map for Taylor County last updated?

The flood map in effect for Taylor County took effect on February 1, 2019. The county's first flood map dates to November 16, 1983.

Is there a flood insurance discount in Taylor County?

Taylor County is in FEMA's Community Rating System at Class 9, which takes 5% off National Flood Insurance Program premiums for policies inside the high-risk flood zone. Classes run from 10 to 1, and each step down adds 5% off.

Which storms flooded Taylor County the most?

By National Flood Insurance Program claims across Taylor County, the worst recent storms were Hurricane Helene 2024 (175 claims, 168 paid), Hurricane Hermine 2016 (80 claims, 66 paid), and Hurricane Idalia 2023 (60 claims, 47 paid). After Hurricane Helene 2024, 433 FEMA aid registrations in the county reported water inside the home. Claims only count insured homes, so the real number of flooded homes is higher.

Are there sinkholes in Taylor County?

The Florida Geological Survey has 27 subsidence reports on file for Taylor County. Most reports were never verified, and a report near a home doesn't mean the ground under it is unstable. The full report lists the nearest ones.

Taylor County is on the Big Bend Gulf coast, with Keaton Beach and Steinhatchee on the water; Hurricane Idalia came ashore near Keaton Beach in 2023.

Taylor County has 8,541 homes on the state tax roll. The FEMA flood map in effect for Taylor County took effect on February 1, 2019; the county's first flood map dates to 1983. The storm that left the most flood insurance claims in the county was Hurricane Helene 2024, with 175, followed by Hurricane Hermine 2016 with 80. Taylor County is in FEMA's Community Rating System at Class 9, which takes 5% off National Flood Insurance Program premiums for policies inside the high-risk flood zone.

On the Gulf coast, the worst floods come from hurricane storm surge pushed into bays, canals, and river mouths, and from heavy rain that can't drain while the tide is high. The storms we track for the Big Bend are Hurricane Hermine 2016, Hurricane Irma 2017, Hurricane Michael 2018, Hurricane Idalia 2023, Hurricane Debby 2024, and Hurricane Helene 2024.

Search any address in Taylor County for a free report: its FEMA flood zone and whether insurance is required, its risk level, and its floor height against the flood line. The full report adds a 0 to 100 risk score, the flood insurance cost, the home's record in each storm we track, and a PDF to share.

Compiled by FloodMaps from FEMA, state, and county records. Data dates: 2026 county tax roll (preliminary values); flood claims and FEMA aid for storms from 2016 through Hurricane Milton (October 2024); FEMA map dates and insurance discounts as of October 8, 2026.

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