County · Flood risk
Homes on the tax roll
677,027
Residential parcels on the Florida Department of Revenue roll
FEMA flood map in effect
Jul 2024
First flood map 1972
Flood insurance discount
20% off
Broward County, Community Rating System Class 6
Most flood claims in one storm
3,385
Fort Lauderdale flood 2023, 2,972 paid
Homes with water, FEMA aid
6,616
Aid registrations reporting water inside, Fort Lauderdale flood 2023
Sinkhole reports
10
1 confirmed by the state
National Flood Insurance Program claims and FEMA aid registrations that reported water inside the home, for the whole county.
| Storm | Claims | Paid | Aid, water inside |
|---|---|---|---|
| Hurricane Irma 2017 | 1,634 | 766 | 5,264 |
| Tropical Storm Eta 2020 | 1,089 | 784 | – |
| Hurricane Ian 2022 | 20 | 4 | 0 |
| Hurricane Nicole 2022 | 12 | 5 | – |
| Fort Lauderdale flood 2023 | 3,385 | 2,972 | 6,616 |
| South Florida flood June 2024 | 557 | 444 | – |
| Hurricane Milton 2024 | 18 | 2 | 0 |
Lenders require flood insurance on a federally backed mortgage when the building is in one of FEMA's high-risk zones, the ones starting with A or V. The map that sets those zones in Broward County took effect on July 31, 2024. Outside those zones insurance is optional, but claims come from moderate- and low-risk zones too, so it's worth checking the zone and the floor height of the exact home.
The flood map in effect for Broward County took effect on July 31, 2024. The county's first flood map dates to October 26, 1972.
Broward County is in FEMA's Community Rating System at Class 6, which takes 20% off National Flood Insurance Program premiums for policies inside the high-risk flood zone. Classes run from 10 to 1, and each step down adds 5% off.
By National Flood Insurance Program claims across Broward County, the worst recent storms were Fort Lauderdale flood 2023 (3,385 claims, 2,972 paid), Hurricane Irma 2017 (1,634 claims, 766 paid), and Tropical Storm Eta 2020 (1,089 claims, 784 paid). After Fort Lauderdale flood 2023, 6,616 FEMA aid registrations in the county reported water inside the home. Claims only count insured homes, so the real number of flooded homes is higher.
The Florida Geological Survey has 10 subsidence reports on file for Broward County, 1 of them confirmed as true sinkholes. Most reports were never verified, and a report near a home doesn't mean the ground under it is unstable. The full report lists the nearest ones.
Broward County holds Fort Lauderdale, Hollywood, and Pompano Beach on the Atlantic, with hundreds of miles of canals between the coast and the Everglades.
Broward County has about 677,000 homes on the state tax roll. The FEMA flood map in effect for Broward County took effect on July 31, 2024; the county's first flood map dates to 1972. The storm that left the most flood insurance claims in the county was Fort Lauderdale flood 2023, with 3,385, followed by Hurricane Irma 2017 with 1,634. Broward County is in FEMA's Community Rating System at Class 6, which takes 20% off National Flood Insurance Program premiums for policies inside the high-risk flood zone.
On the Atlantic coast, flooding comes from hurricane surge, seasonal king tides that back up through storm drains, and heavy rain on flat ground with a high water table. The storms we track for Southeast Florida are Hurricane Matthew 2016, Hurricane Irma 2017, Tropical Storm Eta 2020, Hurricane Nicole 2022, Fort Lauderdale flood 2023, South Florida flood June 2024, Hurricane Helene 2024, and Hurricane Milton 2024.
Search any address in Broward County for a free report: its FEMA flood zone and whether insurance is required, its risk level, and its floor height against the flood line. The full report adds a 0 to 100 risk score, the flood insurance cost, the home's record in each storm we track, and a PDF to share.
Compiled by FloodMaps from FEMA, state, and county records. Data dates: 2026 county tax roll (preliminary values); flood claims and FEMA aid for storms from 2016 through Hurricane Milton (October 2024); FEMA map dates and insurance discounts as of October 8, 2026.