19 Sugar Sands Drive

• Flood map

  Share of land within ¼ mile in the floodway or an A zone such as AE, where lenders require flood insurance. As of Oct 17, 2026.

  48% of land within ¼ mile is high-risk

• Community discount

  FEMA's Community Rating System discounts NFIP flood insurance in communities that do more to reduce flood risk. The full discount applies in high-risk zones. As of Oct 8, 2026.

  Walton County: CRS Class 6, 20% off in high-risk zones

• Sinkholes

  Reports filed with the Florida Geological Survey, kept only where the location is mapped well. Not a risk rating. As of Oct 16, 2026.

  No sinkhole reports within ½ mile

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