City · Flood risk
Check any address in Tallahassee
Inside Tallahassee city limits
Homes in Tallahassee
51,961
On the state tax roll
Flood claims since 2016
12
In 4 storms, 2 paid
Most claims in one storm
6
Hurricane Helene 2024, 1 paid
FEMA flood map in effect
Aug 2009
First flood map 1976
Flood insurance discount
25% off
City of Tallahassee, Community Rating System Class 5
Sinkhole reports
54
4 confirmed by the state
Tallahassee and Leon County
Tallahassee has 58% of Leon County's homes and 71% of its flood claims since 2016.
| Tallahassee | All of Leon | |
|---|---|---|
| Homes | 51,961 | 88,970 |
| Flood claims since 2016 | 12 | 17 |
| FEMA aid, water inside | No city figure | 93 |
Frequently asked questions
Do I need flood insurance in Tallahassee?
Lenders require flood insurance on a federally backed mortgage when the building is in one of FEMA's high-risk zones, the ones starting with A or V. The map that sets those zones in Tallahassee took effect on August 18, 2009. Outside those zones insurance is optional, but claims come from moderate- and low-risk zones too, so it's worth checking the zone and the floor height of the exact home.
When was the FEMA flood map for Tallahassee last updated?
The flood map in effect for Tallahassee took effect on August 18, 2009. The city's first flood map dates to December 6, 1976. FEMA has released preliminary maps for parts of Leon County; they don't change insurance requirements until they're adopted and take effect.
Is there a flood insurance discount in Tallahassee?
The City of Tallahassee is in FEMA's Community Rating System at Class 5, which takes 25% off National Flood Insurance Program premiums for policies inside the high-risk flood zone. Classes run from 10 to 1, and each step down adds 5% off.
Which storms flooded Tallahassee the most?
By National Flood Insurance Program claims filed in Tallahassee, the worst recent storms were Hurricane Helene 2024 (6 claims, 1 paid), Hurricane Michael 2018 (4 claims, 1 paid), and Hurricane Irma 2017 (1 claim, 0 paid). Across Leon County, 54 FEMA aid registrations reported water inside the home after Hurricane Helene 2024. Claims only count insured homes, so the real number of flooded homes is higher.
Are there sinkholes in Tallahassee?
The Florida Geological Survey has 54 subsidence reports on file inside Tallahassee's city limits, 4 of them confirmed as true sinkholes. Most reports were never verified, and a report near a home doesn't mean the ground under it is unstable. The full report lists the nearest ones.
Tallahassee, the state capital, is about 20 miles inland from the Gulf, the City of Tallahassee says, and flooding comes mostly from heavy rain on hilly ground and closed basins.
Tallahassee has about 52,000 homes on the state tax roll inside its city limits. The FEMA flood map in effect for Tallahassee took effect on August 18, 2009; the city's first flood map dates to 1976. Since 2016, 12 flood insurance claims have been filed in Tallahassee in the storms we track, 2 of them paid. The storm that left the most was Hurricane Helene 2024, with 6, followed by Hurricane Michael 2018 with 4. The City of Tallahassee is in FEMA's Community Rating System at Class 5, which takes 25% off National Flood Insurance Program premiums for policies inside the high-risk flood zone.
Away from the coast, flooding comes from rain: rivers that rise for days after a tropical storm, lakes and low basins that fill, and closed depressions that drain slowly into the ground. The storms we track for the Panhandle are Hurricane Hermine 2016, Hurricane Irma 2017, Hurricane Michael 2018, Hurricane Sally 2020, and Hurricane Helene 2024.
Search any address in Tallahassee for a free report: its FEMA flood zone and whether insurance is required, its risk level, and its floor height against the flood line. The full report adds a 0 to 100 risk score, the flood insurance cost, the home's record in each storm we track, and a PDF to share.
Compiled by FloodMaps from FEMA, state, and county records. Data dates: 2026 county tax roll (preliminary values); flood claims for storms from 2016 through Hurricane Milton (October 2024); FEMA map dates and insurance discounts as of October 8, 2026.
Nearby flood maps
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