County · Flood risk
Homes on the tax roll
88,970
Residential parcels on the Florida Department of Revenue roll
FEMA flood map in effect
Aug 2009
First flood map 1982
Flood insurance discount
25% off
Leon County, Community Rating System Class 5
Most flood claims in one storm
9
Hurricane Michael 2018, 4 paid
Homes with water, FEMA aid
54
Aid registrations reporting water inside, Hurricane Helene 2024
New FEMA maps
Preliminary
Draft zones FEMA has released for review
Sinkhole reports
154
7 confirmed by the state
National Flood Insurance Program claims and FEMA aid registrations that reported water inside the home, for the whole county.
| Storm | Claims | Paid | Aid, water inside |
|---|---|---|---|
| Hurricane Hermine 2016 | – | – | 30 |
| Hurricane Helene 2024 | 5 | 0 | 54 |
Lenders require flood insurance on a federally backed mortgage when the building is in one of FEMA's high-risk zones, the ones starting with A or V. The map that sets those zones in Leon County took effect on August 18, 2009. Outside those zones insurance is optional, but claims come from moderate- and low-risk zones too, so it's worth checking the zone and the floor height of the exact home.
The flood map in effect for Leon County took effect on August 18, 2009. The county's first flood map dates to December 15, 1982. FEMA has released preliminary maps for parts of the county; they don't change insurance requirements until they're adopted and take effect.
Leon County is in FEMA's Community Rating System at Class 5, which takes 25% off National Flood Insurance Program premiums for policies inside the high-risk flood zone. Classes run from 10 to 1, and each step down adds 5% off.
By National Flood Insurance Program claims across Leon County, the worst recent storms were Hurricane Michael 2018 (9 claims, 4 paid), Hurricane Helene 2024 (5 claims, 0 paid), and Hurricane Irma 2017 (1 claim, 0 paid). After Hurricane Helene 2024, 54 FEMA aid registrations in the county reported water inside the home. Claims only count insured homes, so the real number of flooded homes is higher.
The Florida Geological Survey has 154 subsidence reports on file for Leon County, 7 of them confirmed as true sinkholes. Most reports were never verified, and a report near a home doesn't mean the ground under it is unstable. The full report lists the nearest ones.
Leon County surrounds Tallahassee, the state capital, with rolling hills, Lake Jackson, and closed basins that drain into sinks.
Leon County has about 89,000 homes on the state tax roll. The FEMA flood map in effect for Leon County took effect on August 18, 2009; the county's first flood map dates to 1982. The storm that left the most flood insurance claims in the county was Hurricane Michael 2018, with 9, followed by Hurricane Helene 2024 with 5. Leon County is in FEMA's Community Rating System at Class 5, which takes 25% off National Flood Insurance Program premiums for policies inside the high-risk flood zone.
Away from the coast, flooding comes from rain: rivers that rise for days after a tropical storm, lakes and low basins that fill, and closed depressions that drain slowly into the ground. The storms we track for the Panhandle are Hurricane Hermine 2016, Hurricane Irma 2017, Hurricane Michael 2018, Hurricane Sally 2020, and Hurricane Helene 2024.
Search any address in Leon County for a free report: its FEMA flood zone and whether insurance is required, its risk level, and its floor height against the flood line. The full report adds a 0 to 100 risk score, the flood insurance cost, the home's record in each storm we track, and a PDF to share.
Compiled by FloodMaps from FEMA, state, and county records. Data dates: 2026 county tax roll (preliminary values); flood claims and FEMA aid for storms from 2016 through Hurricane Milton (October 2024); FEMA map dates and insurance discounts as of October 8, 2026.