FloodMaps
Map of FEMA flood zones in Brevard CountyTap the map to explore

County · Flood risk

Check any address in Brevard County

Quick facts

Homes on the tax roll

266,850

Residential parcels on the Florida Department of Revenue roll

FEMA flood map in effect

Jan 2021

First flood map 1972

Flood insurance discount

10% off

Brevard County, Community Rating System Class 8

Most flood claims in one storm

776

Hurricane Irma 2017, 526 paid

Homes with water, FEMA aid

2,707

Aid registrations reporting water inside, Hurricane Irma 2017

Sinkhole reports

4

Florida Geological Survey, mostly unverified

Past storms in Brevard County

National Flood Insurance Program claims and FEMA aid registrations that reported water inside the home, for the whole county.

Flood claims and FEMA aid by storm in Brevard County
StormClaimsPaidAid, water inside
Hurricane Matthew 20161603685
Hurricane Irma 20177765262,707
Hurricane Ian 202211557313
Hurricane Nicole 2022351163
Hurricane Milton 20244524138

Frequently asked questions

Do I need flood insurance in Brevard County?

Lenders require flood insurance on a federally backed mortgage when the building is in one of FEMA's high-risk zones, the ones starting with A or V. The map that sets those zones in Brevard County took effect on January 29, 2021. Outside those zones insurance is optional, but claims come from moderate- and low-risk zones too, so it's worth checking the zone and the floor height of the exact home.

When was the FEMA flood map for Brevard County last updated?

The flood map in effect for Brevard County took effect on January 29, 2021. The county's first flood map dates to September 22, 1972.

Is there a flood insurance discount in Brevard County?

Brevard County is in FEMA's Community Rating System at Class 8, which takes 10% off National Flood Insurance Program premiums for policies inside the high-risk flood zone. Classes run from 10 to 1, and each step down adds 5% off.

Which storms flooded Brevard County the most?

By National Flood Insurance Program claims across Brevard County, the worst recent storms were Hurricane Irma 2017 (776 claims, 526 paid), Hurricane Matthew 2016 (160 claims, 36 paid), and Hurricane Ian 2022 (115 claims, 57 paid). After Hurricane Irma 2017, 2,707 FEMA aid registrations in the county reported water inside the home. Claims only count insured homes, so the real number of flooded homes is higher.

What causes flooding in Brevard County?

On the Atlantic coast, flooding comes from hurricane surge, seasonal king tides that back up through storm drains, and heavy rain on flat ground with a high water table. The storms we track for Central Florida are Hurricane Matthew 2016, Hurricane Irma 2017, Hurricane Ian 2022, Hurricane Nicole 2022, Hurricane Helene 2024, and Hurricane Milton 2024. Brevard County has about 267,000 homes on the state tax roll.

Brevard County reaches 72 miles from north to south along the Atlantic, the county says, including Cape Canaveral, Melbourne, and Palm Bay, with the Indian River Lagoon behind its barrier islands.

Brevard County has about 267,000 homes on the state tax roll. The FEMA flood map in effect for Brevard County took effect on January 29, 2021; the county's first flood map dates to 1972. The storm that left the most flood insurance claims in the county was Hurricane Irma 2017, with 776, followed by Hurricane Matthew 2016 with 160. Brevard County is in FEMA's Community Rating System at Class 8, which takes 10% off National Flood Insurance Program premiums for policies inside the high-risk flood zone.

On the Atlantic coast, flooding comes from hurricane surge, seasonal king tides that back up through storm drains, and heavy rain on flat ground with a high water table. The storms we track for Central Florida are Hurricane Matthew 2016, Hurricane Irma 2017, Hurricane Ian 2022, Hurricane Nicole 2022, Hurricane Helene 2024, and Hurricane Milton 2024.

Search any address in Brevard County for a free report: its FEMA flood zone and whether insurance is required, its risk level, and its floor height against the flood line. The full report adds a 0 to 100 risk score, the flood insurance cost, the home's record in each storm we track, and a PDF to share.

Compiled by FloodMaps from FEMA, state, and county records. Data dates: 2026 county tax roll (final values); flood claims and FEMA aid for storms from 2016 through Hurricane Milton (October 2024); FEMA map dates and insurance discounts as of October 8, 2026.

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