ZIP code · Flood risk
In FEMA's 100-year zone
23%
2,594 of 11,057 single-family homes
Draft 2026 flood map
523 in, 600 out
Single-family homes moving into or out of the 100-year zone
Ground height
85 to 105 ft
Above sea level, for most homes in the ZIP
Harvey, 2017
At least 436 homes
In FEMA's Harvey damage model
FEMA aid after Harvey
3,268 requests
876 grants, median $500
Nearest bayou or channel
0.2 mi
Typical distance from a home
| 77040 | Harris County | |
|---|---|---|
| Single-family homes | 11,057 | 1,154,353 |
| In the 100-year zone | 23% | 8% |
| On the draft 2026 map | 23% | 11% |
| Moving into the zone | 523 | 67,353 |
2,594 of the 11,057 single-family homes in 77040 sit in FEMA's 100-year zone, or 23%. That is more than twice the Harris County share of 8%.
Harris County's draft 2026 map moves 523 single-family homes in 77040 into the 100-year zone and 600 out of it. It's a draft, not FEMA's map, so today's zones set insurance requirements until FEMA adopts a new one.
At least 436 single-family homes in 77040 are among the damaged in FEMA's Harvey model. FEMA also took 3,268 aid requests from the ZIP after the storm and made 876 grants, with a median of $500. A FloodMaps report shows a single address's Harvey record.
Search the address above for a free check of its FEMA flood zone, its zone on the draft 2026 map, and its ground height. For the full picture, including Harvey records, flood depth modeling, and an AI summary written from the home's own data, upgrade to a Premium Report starting at $7.
77040 has 11,057 single-family homes on the Harris County appraisal roll. Most sit between 85 and 105 ft above sea level, and the typical home is 0.2 mi from the nearest bayou or drainage channel. On Harris County's draft 2026 map, 523 single-family homes move into the 100-year zone and 600 move out, which would put 23% of the ZIP in the zone, against 23% today. Until FEMA adopts the draft, today's map decides who must carry flood insurance.
Next door, 77092 has 17% of its single-family homes in the zone and 77065 has under 1%. FEMA's Harvey damage model counts at least 436 single-family homes here as damaged, and FEMA took 3,268 aid requests from the ZIP after the storm.
Compiled by FloodMaps from FEMA and county records. Flood-zone counts are single-family homes on the county appraisal rolls, placed on FEMA's flood map and Harris County's draft 2026 map as they stood on October 13, 2026. Harvey damage is FEMA's modeled damage for the 2017 storm, with each home counted once. FEMA aid is Individual Assistance requests and grants after Harvey, by ZIP.