ZIP code · Flood risk
In FEMA's 100-year zone
35%
1,999 of 5,728 single-family homes
Draft 2026 flood map
1,514 in, 1,375 out
Single-family homes moving into or out of the 100-year zone
Ground height
87 to 98 ft
Above sea level, for most homes in the ZIP
Harvey, 2017
At least 475 homes
In FEMA's Harvey damage model
FEMA aid after Harvey
2,571 requests
980 grants, median $500
Nearest bayou or channel
0.2 mi
Typical distance from a home
| 77038 | Harris County | |
|---|---|---|
| Single-family homes | 5,728 | 1,154,353 |
| In the 100-year zone | 35% | 8% |
| On the draft 2026 map | 37% | 11% |
| Moving into the zone | 1,514 | 67,353 |
1,999 of the 5,728 single-family homes in 77038 sit in FEMA's 100-year zone, or 35%. That is more than twice the Harris County share of 8%.
Harris County's draft 2026 map moves 1,514 single-family homes in 77038 into the 100-year zone and 1,375 out of it. It's a draft, not FEMA's map, so today's zones set insurance requirements until FEMA adopts a new one.
At least 475 single-family homes in 77038 are among the damaged in FEMA's Harvey model. FEMA also took 2,571 aid requests from the ZIP after the storm and made 980 grants, with a median of $500. A FloodMaps report shows a single address's Harvey record.
Search the address above for a free check of its FEMA flood zone, its zone on the draft 2026 map, and its ground height. For the full picture, including Harvey records, flood depth modeling, and an AI summary written from the home's own data, upgrade to a Premium Report starting at $7.
77038 has 5,728 single-family homes on the Harris County appraisal roll. Most sit between 87 and 98 ft above sea level, and the typical home is 0.2 mi from the nearest bayou or drainage channel. On Harris County's draft 2026 map, 1,514 single-family homes move into the 100-year zone and 1,375 move out, which would put 37% of the ZIP in the zone, against 35% today. Until FEMA adopts the draft, today's map decides who must carry flood insurance.
Next door, 77037 has 46% of its single-family homes in the zone and 77067 has under 1%. FEMA's Harvey damage model counts at least 475 single-family homes here as damaged, and FEMA took 2,571 aid requests from the ZIP after the storm.
Compiled by FloodMaps from FEMA and county records. Flood-zone counts are single-family homes on the county appraisal rolls, placed on FEMA's flood map and Harris County's draft 2026 map as they stood on October 13, 2026. Harvey damage is FEMA's modeled damage for the 2017 storm, with each home counted once. FEMA aid is Individual Assistance requests and grants after Harvey, by ZIP.