County · Flood risk
Homes on the tax roll
14,396
Residential parcels on the Florida Department of Revenue roll
FEMA flood map in effect
May 2020
First flood map 1982
Flood insurance discount
10% off
Hendry County, Community Rating System Class 8
Most flood claims in one storm
18
Hurricane Irma 2017, 10 paid
Homes with water, FEMA aid
408
Aid registrations reporting water inside, Hurricane Irma 2017
New FEMA maps
Preliminary
Draft zones FEMA has released for review
Sinkhole reports
1
Florida Geological Survey, mostly unverified
National Flood Insurance Program claims and FEMA aid registrations that reported water inside the home, for the whole county.
| Storm | Claims | Paid | Aid, water inside |
|---|---|---|---|
| Hurricane Irma 2017 | 18 | 10 | 408 |
| Hurricane Ian 2022 | 2 | 1 | 15 |
Lenders require flood insurance on a federally backed mortgage when the building is in one of FEMA's high-risk zones, the ones starting with A or V. The map that sets those zones in Hendry County took effect on May 15, 2020. Outside those zones insurance is optional, but claims come from moderate- and low-risk zones too, so it's worth checking the zone and the floor height of the exact home.
The flood map in effect for Hendry County took effect on May 15, 2020. The county's first flood map dates to May 17, 1982. FEMA has released preliminary maps for parts of the county; they don't change insurance requirements until they're adopted and take effect.
Hendry County is in FEMA's Community Rating System at Class 8, which takes 10% off National Flood Insurance Program premiums for policies inside the high-risk flood zone. Classes run from 10 to 1, and each step down adds 5% off.
By National Flood Insurance Program claims across Hendry County, the worst recent storms were Hurricane Irma 2017 (18 claims, 10 paid), Hurricane Helene 2024 (8 claims, 0 paid), and Hurricane Ian 2022 (2 claims, 1 paid). After Hurricane Irma 2017, 408 FEMA aid registrations in the county reported water inside the home. Claims only count insured homes, so the real number of flooded homes is higher.
Away from the coast, flooding comes from rain: rivers that rise for days after a tropical storm, lakes and low basins that fill, and closed depressions that drain slowly into the ground. The storms we track for Southwest Florida are Hurricane Irma 2017, Tropical Storm Eta 2020, Hurricane Ian 2022, Hurricane Idalia 2023, South Florida flood June 2024, Hurricane Debby 2024, Hurricane Helene 2024, and Hurricane Milton 2024. Hendry County has about 14,400 homes on the state tax roll.
Hendry County reaches the south shore of Lake Okeechobee at Clewiston, with LaBelle on the Caloosahatchee River.
Hendry County has about 14,400 homes on the state tax roll. The FEMA flood map in effect for Hendry County took effect on May 15, 2020; the county's first flood map dates to 1982. The storm that left the most flood insurance claims in the county was Hurricane Irma 2017, with 18, followed by Hurricane Helene 2024 with 8. Hendry County is in FEMA's Community Rating System at Class 8, which takes 10% off National Flood Insurance Program premiums for policies inside the high-risk flood zone.
Away from the coast, flooding comes from rain: rivers that rise for days after a tropical storm, lakes and low basins that fill, and closed depressions that drain slowly into the ground. The storms we track for Southwest Florida are Hurricane Irma 2017, Tropical Storm Eta 2020, Hurricane Ian 2022, Hurricane Idalia 2023, South Florida flood June 2024, Hurricane Debby 2024, Hurricane Helene 2024, and Hurricane Milton 2024.
Search any address in Hendry County for a free report: its FEMA flood zone and whether insurance is required, its risk level, and its floor height against the flood line. The full report adds a 0 to 100 risk score, the flood insurance cost, the home's record in each storm we track, and a PDF to share.
Compiled by FloodMaps from FEMA, state, and county records. Data dates: 2026 county tax roll (preliminary values); flood claims and FEMA aid for storms from 2016 through Hurricane Milton (October 2024); FEMA map dates and insurance discounts as of October 8, 2026.